Will settling an auto accident injury case affect your No-Fault Insurance benefits in Buffalo, NY?

A lot of times, when Buffalo and Western New York people who’ve been in car accidents talk to us about settling their personal injury case, one question seems to pop up: Who’s going to pay the medical bills for the injury case if both parties agree to a settlement?

Here in New York, the answer is quite simple. You’re allowed to settle against the defendant driver that injured you and their insurance company without having any impact on the no-fault coverage. The defendant driver has their own insurance policy. You have your no-fault coverage, which includes:

• Your coverage as a driver,
• Coverage for passengers in the car you were in,
• The car’s policy if you were a pedestrian during the accident.

The other driver’s policy and yours are entirely separate policies. So you can settle against the defendant and their insurance company without impacting the no-fault coverage through your policy.

Steve Boyd Attorneys: Handling Your No-Fault Case

Sometimes no-fault insurance companies try to find ways to cut people’s benefits. If they do that to our injured clients, the legal team at the office of Steve Boyd believes we should be involved. We are aware that many lawyers do not want to handle no-fault cases. No-fault is complex. It is hard work. It takes a lot of time. But our clients need their lost wages now. They need their medical bills paid before their credit rating is damaged. So no-fault insurance is important, and its payments should never delay, especially for those who need their medical bills covered.

At the Law Office of Steve Boyd, if we handle your personal injury case and it’s a car accident, we handle your no-fault too. In the Rochester area, call us at 585-600-0000. In the Buffalo area, call 716-600-0000 for more information.